Loan Hero

Access Flexible Loans

Get loans up to ₦1,000,000 to finance your business, expand your farm, or meet your personal financial needs.

Why Choose Our Loans?

We offer competitive rates and flexible terms designed to support your financial growth and business expansion.

Quick Approval

Fast processing and approval within 48-72 hours for qualified applicants with complete documentation.

Competitive Rates

Enjoy affordable interest rates that are lower than traditional financial institutions.

Flexible Terms

Choose repayment terms that work for your cash flow and business cycle requirements.

Our Loan Products

We offer different loan types to meet various financial needs and business requirements.

Business Loan

For business expansion and working capital

  • Amount: ₦50,000 - ₦1,000,000
  • Interest Rate: 8-12% per annum
  • Repayment: 6-24 months
  • Processing fee: 2%
POPULAR

Agricultural Loan

For farming and agricultural activities

  • Amount: ₦25,000 - ₦500,000
  • Interest Rate: 6-10% per annum
  • Repayment: 6-18 months
  • Processing fee: 1.5%
  • Free agricultural consultation

Personal Loan

For personal and emergency needs

  • Amount: ₦10,000 - ₦200,000
  • Interest Rate: 10-15% per annum
  • Repayment: 3-12 months
  • Processing fee: 2.5%

Loan Calculator

Calculate your monthly payments and total interest before applying.

Loan Summary

Monthly Payment: ₦0
Total Interest: ₦0
Total Amount: ₦0
Processing Fee: ₦0

Loan Requirements

Make sure you have these documents ready to speed up your loan application process.

Required Documents

Valid Government ID

National ID, Driver's License, or International Passport

Bank Account Details

Active Nigerian bank account for disbursement

Proof of Income

Salary certificate, business registration, or tax returns

Utility Bill

Recent utility bill as proof of address

Guarantor Information

Details of two reliable guarantors with valid IDs

Eligibility Criteria

Age Requirement

Must be between 18-65 years old

Income Verification

Demonstrate stable income for at least 6 months

Credit History

No history of loan default with any financial institution

Residency

Must be a Nigerian resident with valid address

Registration

Must be a registered member with ₦1,000 registration fee

How to Apply

Follow these simple steps to apply for your loan and get funding quickly.

1

Express Interest

Fill out the loan declaration form to show your interest.

2

Register Account

Create your account and pay the ₦1,000 registration fee.

3

Submit Application

Complete the loan application form with required documents.

4

Review & Approval

We review your application and approve within 48-72 hours.

5

Receive Funds

Get your loan disbursed directly to your bank account.

Important Loan Information

Application Process

  • • We receive loan applications throughout the year
  • • Processing time: 48-72 hours for complete applications
  • • All loans are subject to approval and verification
  • • Funds are disbursed within 24 hours of approval

Repayment Terms

  • • Flexible repayment options available
  • • Monthly, quarterly, or lump-sum payments
  • • Early repayment allowed without penalties
  • • Grace period available for agricultural loans

Important: If you don't receive a confirmation email within 24 hours of your application, please contact us immediately.

Ready to Apply for a Loan?

Take the next step towards achieving your business and personal financial goals with our flexible loan options.